There are two answers to “what is it worth?”
They are not the same number, and the gap between them is routinely five figures. Here is the honest difference, and when each one is the right tool.
- Cost
- No charge
- Turnaround
- 24 to 48 hours
- Areas
- Mississauga, Etobicoke, Oakville
How do I find out what my house is worth in Mississauga?
Two ways. An automated online estimate uses recent sales data to produce an instant range and is free. A comparative market analysis, where a licensed Broker walks the property and adjusts for condition, layout and current competing inventory, produces the number you can actually list at. Svetlana Osman offers both at no cost. Call (647) 761-9485.
An estimate and an evaluation are not the same thing.
The instant online estimate
Enter your address, get a range back in about 30 seconds. No appointment, no conversation, no obligation.
- Fast, free, and good enough to tell you which decade of decision you are in
- Useful for refinancing conversations and rough equity planning
- Reasonably accurate on cookie-cutter condos where comparables are near identical
- Has never seen inside your home, so renovations and layout problems are invisible
- Cannot see what is competing with you on the market this week
- Wrong most often on the properties where being wrong is most expensive
A Broker walks the property
About 45 minutes on site, then a written comparative market analysis. Also free, and it does not commit you to listing.
- Recent comparable sales with the adjustments shown
- Credit for what you have actually done to the property
- An honest read on what is competing with you right now
- A net proceeds figure after commission, legal, discharge and adjustments
- A short list of what is worth fixing first and what to leave alone
- In English or Russian
Overpricing on a generous algorithm costs weeks of market time and forces a reduction that reads badly. Underpricing on a conservative one is money you simply hand over.
Six things an algorithm cannot give you.
- 01
Recent comparable sales
What near-identical properties in your immediate area actually sold for in the last 60 to 90 days, with the adjustments shown rather than asserted.
- 02
Credit for what you have done
The renovation an algorithm cannot see. And the layout problem it cannot see either.
- 03
A read on your competition
What is sitting on the market right now in your band, and how long it has been there.
- 04
A net proceeds figure
After commission, HST, legal, discharge and adjustments. The number that actually lands in your account.
- 05
A short fix-first list
What is worth doing before the photographer arrives, and what to leave alone entirely.
- 06
In English or Russian
Whichever you follow best. Roughly 45 minutes on site, and it does not commit you to listing.
No obligation is not a figure of speech
A home evaluation here is a conversation about your options, not a listing appointment in disguise. Plenty of them end with “not yet”, and that is a fine outcome. If the numbers say waiting is better, you will be told that.
Once you have a number you trust, the selling page covers what it costs to sell in Ontario, how long it takes and what is genuinely worth fixing first. If you are also buying, the buying page sets out the other side of the ledger.
No obligation, no pressure.
Forty-five minutes, a written analysis, and an honest answer about whether now is the moment.